If you are having trouble making ends meet, youвЂre not alone and QuickLoans. net is here to help. Many Americans are struggling financially. In fact, a 2015 study be the Federal Deposit Insurance Corporation (FDIC) found that about 35 million US households use personal loan for buying a house services from providers other than traditional banks. That means that over 30 of households in America use sources such as QuickLoans. net to obtain loans, cash checks and other services.
The two primary points this study shows more than a quarter of the households in this country are not being served by traditional banks and that they have found more reliable sources to meet their financial needs.
To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Arthritis Health Center. Healthy Joints. Exercise and nutrition tips for preventing pain and stiffness. Exercises for Sore Joints. Decrease pain, increase energy. Are You Hurting Your Joints.
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Read the OFTs guidance on dealing with debt collectors for more information about your rights. If you think youre being treated unfairly by a payday lender, send them a written complaint outlining why you think they are not adhering to the OFTs Lending Guidance.
If you do not receive a satisfactory response within eight weeks, escalate your complaint to the free-to-use and independent Financial Ombudsman Service, who settles disputes between lenders and consumers. Industry concerns. In March 2013 the OFT announced it had serious concerns about payday lenders after it uncovered evidence of widespread irresponsible lending. It said lenders personal loan for buying a house failing to explain adequately how payments will be collected, using aggressive debt collection practices and not treating borrowers in financial difficulty fairly.
It also found that up to half of payday lenders revenue comes from loans that last longer than 30 days and cost more than originally agreed because they are rolled over. So far this year the OFT has revoked the licences of three payday lenders and says it will continue to crack down on payday lenders that breach the law or OFT guidance.
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With the high level of technology nowadays, its easy to think that some quick loan lenders might be cutting corners and perhaps providing pay day loans with no credit check. Youll be happy to know that the reason Cashfloat offers such quick loans is because we have streamlined the process with enhanced technology improvements. As per the FCA, we perform a credit and affordability check on every incoming application. The only difference is, we do it fast.
Payday loans 2. Borrowing with peace of mind.