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But FHA loans also are unattractive to savvy sellers, who recognize some FHA buyers barely qualify because of low credit scores and are more likely to hit snags in the loan process.
If cash advance taft street have FHA financing, youre not only at a disadvantage to cash buyers but also to buyers with conventional financing. Home buyer Stacie Sheftel of Clearwater, Fla.says she had several offers rejected in favor of cash buyers, even though her offers backed by an FHA loan were higher. She eventually had an offer accepted after switching to conventional financing at a sellers request.
She provided documentation to prove she had funds to close, and because she wanted the seller to contribute 3 toward closing, she offered the asking price plus 3.